24 Turners Falls Rd.Bernardston
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Family trust · Bernardston, Massachusetts

24 Turners Falls Road

One place for the house — what's due, who to call, and what still needs doing.

What's coming up

Every date the house has. Anything inside two weeks is marked in red.

Subscribe to the house calendar

Adds the house calendar to yours. New dates appear on their own — nothing to download again.

Setting the house up

The one-time work of moving the house onto its own account and its own records. Once this is done the house runs on the two tabs to the right.

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I am

Settled by the trust binder

Legacy Counsellors answered most of the banking questions inside the portfolio itself. These go to the bank rather than back to the attorney.

Account titling
Use this exactly — the Certification of Trust specifies it. Zachary C. Wysocki and Dustin D. Gass, Trustees of the Debra J. Gass Irrevocable Trust, dated August 28, 2026 Certification of Trust, §4
Which tax number
The trust's own EIN. Format 42‑XXX9570; the full number is in the binder and on the IRS notice. Instructions to Trustee, item 2
Who signs
Either trustee, alone. Both belong on the signature card so either can transact. Certification of Trust, §2
Who is on the account
The two trustees. The trust is written so the house is held for Zack and Dustin, which is why the account is in their names. Certification of Trust §1–2
What it pays
"Make sure all homeowner's insurance premiums and property taxes are paid from the trust's checking account when due." Instructions to Trustee, item 3
Records to keep
Rent received, premium payments, taxes paid, and any distribution. Four ledgers. Instructions to Trustee, item 4
First tax deadline
Form 1041, due April 15, 2027, on a calendar-year basis. IRS Notice CP‑575B

Open questions for the professionals

Kept here so nothing gets asked twice or forgotten between calls.

Where to go in person

Registry
Franklin County Registry of Deeds
43 Hope St, Greenfield · 413-772-0239
Mon–Fri 8:30–4:15. Certified copies in person only.
Town Hall
38 Church St, Bernardston
Tax Collector 413-648-5410, Tue/Wed/Thu 9–12 only.
Bank
Greenfield Savings Bank · 888-324-3191
A plain deposit account titled to the trust — not the paid Trust Services product.
Attorney
Legacy Counsellors, P.C.
437 Main St, Amherst · 413-527-0517

For the accountant

  • Is this a grantor trust for income tax, and does the 1041 due April 15, 2027 need filing?
  • How is the occupancy payment reported?
  • Below-market rent and the not-for-profit rental rules — any deduction cap?
  • Who deducts the property tax now the trust pays it?
  • Does the opening deposit count as a contribution to the trust?
  • Social Security stays entirely outside the trust account.

For insurance

  • Which company actually writes the policy? GEICO's agency places home cover with a partner carrier who handles claims.
  • Named insured should be the trust, using the titling above, with Deb as a resident of the house.
  • Disclose the paying occupant — it can change which policy form applies.
  • Premium payable from the house account.
  • Car insurance stays personal and separate.
  • Price an umbrella policy now the trust is the owner.

For the bank

  • Checking for bills plus savings for reserve. $10/mo fee if savings dips under $2,500 on any day.
  • Separate online-banking credentials for each trustee.
  • ACH in; bill pay out — and does bill pay reach the Town of Bernardston?
  • Statement address — the trust's address of record with the IRS is in Santa Monica, not the house.
  • 7- and 14-month CD specials at 3.66% APY for reserve cash.

Contacts

Everyone who keeps the house running. Anything blank still needs filling in — and most of these names are already known at the house.

Anything typed here saves in this browser

The house itself

The practical facts anyone might need at short notice.

Money dates

What gets paid, when, and from where. Anything marked as coming from the house account is paid by the trust.

WhatWhenPaid fromSet up?

The house year

A house in Franklin County on a well and a septic system has a rhythm. Most of these are cheap on time and expensive late.

Every few years, not every year

The long-interval jobs, at the intervals Massachusetts actually recommends. Write the date down each time — that record is worth money when the house is eventually sold.

The house account

Pay rent.

Rent for 24 Turners Falls Road goes straight into the house account, which is where the property taxes, the insurance and the repairs are paid from.

Rent payment

Due monthly

Card or bank transfer. A receipt comes by email and the payment is recorded against the house automatically — nobody has to remember to write it down.

Pay rent Other ways to pay

Questions about the house

Just ask.

Anything at all — a bill that turned up, something that needs fixing, a letter that doesn't look familiar. Zack and Dustin both see it and one of them will come back to you.

Goes to the house email.
Zack and Dustin both see it.

Private page for the Gass family. Not legal, tax or insurance advice — the question lists exist because those answers belong to the professionals who carry the liability. Anything typed into a field on this page is stored only in the browser it was typed on.

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